We are in good reputable standing with all major insurance underwriters in the industry and we source for the best rated insurance in claims settlement and make recommendations to our prospects/clients. Most Companies and individuals alike are finding the cost of Insurance and healthcare rising to unmanageable levels in the resent past. At Universal, we make it our business to shop, advice you on the the most appropriate healthcare benefit and general insurance covers available in the market and eventually place your covers with only stable reputable underwriters